Sky Mikaco Inc. Privacy Policy
1. Overview
This Privacy Policy (“Policy”) outlines how Sky Mikaco Inc. manages your personal information, uses Cookie technology, and the privacy rights you can exercise. By accessing or using our website, mobile applications, and related services (collectively “Services”), you agree to the terms of this Policy. If you do not agree, please do not use our Services.
We strictly comply with all U.S. federal personal data protection laws, the EU General Data Protection Regulation (GDPR) and other applicable laws, and take technical and organizational measures to protect your data security. We may update this policy based on legal changes, technological developments or business needs. The updated version will be published on our website, and major changes will be notified to you by email.
2. Types of Data Collected
We may collect the following categories of personal data:
2.1 Personal Data
We may collect, use, store, and transmit certain personally identifiable information that alone or combined with other information we hold can be used to contact or identify you (“Personal Data” or “Personal Information”). Personal Data includes but is not limited to the following categories:
- Identity Data: First name, last name, middle name (optional), username or similar identifiers, date of birth, ID card/passport/driver’s license, or other identity document details for Know Your Customer (KYC) verification processes as required by applicable law and our anti-money laundering policy.
- Contact Data: Billing address, delivery address, email address, and phone number.
- Financial Data: Bank account and payment card details.
- Special Category Data: Biometric identification, religious beliefs, specific identities, medical health, financial accounts, personal location tracking, and other information about natural persons, as well as any personal information of minors under fourteen years old (or other age defined as "children" under applicable law). We only collect such personal information when required by law to establish an employment relationship.
- Transaction Data: Payment details between you and us and other details regarding products and services purchased from us.
- Technical Data: Internet Protocol (IP) address, login data, browser type and version, time zone setting and location, browser plug-in types and versions, operating system and platform forms, and other technologies on the device you use to access this site.
- Profile Data: Username and password, purchases or orders made by you, interests, preferences, feedback, and survey responses.
- Usage Data: Information about how you use our website, products, and services.
- Marketing and Communications Data: Preferences for receiving marketing information from us and third parties and communication preferences.
- Public and Third-Party Records: Details about you available in public records and information publicly available about you on the internet. We also collect information about you received from other companies (e.g., credit reference or fraud protection agencies).
- Document Data: Details about you stored in different formats in documents or copies thereof.
2.2 Aggregated Data
De-identified statistical data used for analyzing trends and optimizing services without being linked to individual identities.
2.3 Cookies and Tracking Technologies
You can manage cookie preferences through browser settings, but disabling some cookies may affect service functionality.
3. Purposes of Data Usage
Your data will be used legally for the following purposes:
- Fulfilling contracts: Delivering products, managing accounts, processing payments, and customer support.
- Compliance and risk management: Anti-money laundering verification, fraud detection, legal obligations.
- Marketing and communication: Sending promotional information (can unsubscribe anytime via email).
- Service optimization: Analyzing usage patterns, improving features, and user experience.
- Sharing with third parties: Only shared with suppliers, government agencies, or affiliates as necessary, ensuring adherence to confidentiality obligations.
4. Methods of Data Collection
- Directly provided: Through registration, filling out forms, contacting customer service, etc.
- Automatically collected: Through cookies, log files, device information, etc.
- Third-party sources: Partners, public records, credit agencies, etc. (in compliance with legal requirements).
5. Crime Prevention and Risk Management
Our services comply with laws and regulations; therefore, we need to manage risks for ourselves and our users. We will identify, investigate, report, and prevent fraud, money laundering, and other criminal activities. We may verify your identity (including through SMS or voice calls, as appropriate). To register you and provide our services, we may communicate with you about your use of our services and the KYC verification process, or any changes applicable to you under our Terms of Service or this Policy.
6. Data Security and Storage
- Security Measures: Employ encryption technology, firewalls, access controls, and regular audits to protect data.
- Retention Period: Retain data according to legal requirements (e.g., transaction records retained for 5-10 years), anonymized for statistical analysis thereafter.
- User Responsibility: Safeguard your account password and avoid using public devices for sensitive operations.
7. Cross-border Data Transfer
Information collected while using the website and/or services (including your personal information) may be transferred to computers outside your country/region or other governmental jurisdictions where data protection laws may differ. By agreeing to this Privacy Policy and subsequently submitting such personal information, you consent to such transfers. Thus, by using our services, you authorize the transfer of your information to locations where we and/or our service providers operate and storage and use in accordance with this Privacy Policy.
Specifically, whenever we transfer your personal data outside of the united states, we ensure a similar level of protection by ensuring at least one of the following safeguards is in place:
- When using certain service providers, we may use specific contracts that provide the same protection for Personal Data as in the United States.
- When using providers located in Europe or elsewhere, we may transfer data to them if they provide evidence that similar protections are in place for European Personal Data.
8. User Rights
You have the right to:
- Access and Correction: View or modify personal information.
- Deletion and Restriction: Request deletion when data is no longer necessary or is unlawfully processed.
- Withdraw Consent: Stop marketing communications (without affecting contract performance).
- Data Portability: Obtain a copy of structured format data. To exercise these rights, contact [email protected], and we will respond within 30 days.
9. Children's Privacy
We do not actively collect personal data from children under 13. If inadvertently collected, it will be immediately deleted.
10. Third-Party Links and Liability
This privacy statement only explains the use and disclosure of data by Sky Mikaco Inc. Other websites accessible through our site have their own privacy policies. Our affiliates, suppliers, and business partners also have their own privacy policies. We recommend familiarizing yourself with their privacy statements before providing data to all third parties or utilizing a service or promotion.
11. Policy Updates and Contact
We may update this privacy statement from time to time to reflect new or different privacy strategies. Significant changes will be announced on our web page, and if the changes significantly impact how we use or disclose previously collected personal data, we will notify you via email associated with your account.
For complaints and inquiries regarding the policy or data processing, contact [email protected] or the relevant regulatory authority in your jurisdiction.
